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Professional Indemnity — master wording with profession-specific schedules (advocates, medical practitioners and clinics, engineers and architects, accountants and auditors, insurance intermediaries, estate agents, IT providers).
Employers, professionals and businesses exposed to claims from the public, customers or staff. Required by law — see "Required by law?" below.
Compulsory for certain regulated professions — see profession-specific schedule.
Premium is payable in full before cover starts (s. 63 of the Insurance Act); cover does not attach on part payment. VAT of 18% applies to the premium, and stamp duty of UGX 35,000 applies per policy (Stamp Duty Act, Schedule 2 item 48). [Sample premium — to be confirmed before launch.]
Notify Leads Insurance Limited as soon as the loss happens, then submit the completed claim form with supporting documents. Claims are handled under the common General Conditions claims procedure (notification, proof of loss, subrogation and rateable contribution where other cover exists). [Policy-specific claim form and document checklist to be confirmed before launch.]
You may cancel this policy within 30 days of the start date without giving a reason, under the Insurance (Licensing and Governance) Regulations, 2020 (SI 101 of 2020), regs. 49 and 51, and receive a pro-rata refund of premium paid. A signed Key Features Statement is issued with every policy.