Travel and Assistance

Travel and Assistance — cover for health, accident and travel risks.

Key Features StatementRequired in practice

Key Features StatementSample layout

What it covers: [specific coverage detail not specified in source document]
What it does not cover: [exclusions not itemised in source document — insert policy wording before launch]
Who needs it: Individuals, families, schools, employers and travellers.
Required by law?: Required in practice
Not compulsory under Ugandan law.
Premium and tax: Premium is payable in full before cover starts (s. 63 of the Insurance Act); cover does not attach on part payment. VAT of 18% applies to the premium, and stamp duty of UGX 35,000 applies per policy (Stamp Duty Act, Schedule 2 item 48). [Sample premium — to be confirmed before launch.]
How to claim: Notify Leads Insurance Limited as soon as the loss happens, then submit the completed claim form with supporting documents. Claims are handled under the common General Conditions claims procedure (notification, proof of loss, subrogation and rateable contribution where other cover exists). [Policy-specific claim form and document checklist to be confirmed before launch.]
Cancel within 30 days: You may cancel this policy within 30 days of the start date without giving a reason, under the Insurance (Licensing and Governance) Regulations, 2020 (SI 101 of 2020), regs. 49 and 51, and receive a pro-rata refund of premium paid. A signed Key Features Statement is issued with every policy.